Important Disclosures

Schmitt Wealth Advisors, LLC (‘SWA’) is an Ohio registered investment adviser located in Cincinnati, Ohio. Registration as an investment adviser does not imply any level of skill or training. SWA may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. SWA’s web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of SWA’s web site on the Internet should not be construed by any client and/or prospective client as SWA’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by SWA with a prospective client will be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides.

SWA does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to the SWA web site or incorporated herein, and takes no responsibility therefor. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

Certain portions of SWA’s web site (i.e. newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to, SWA’s (and those of other investment and non-investment professionals) positions and/or opinions as of a specific prior date. Due to various factors, including changing market conditions, such discussion may no longer be reflective of current positions and/or opinions. Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from SWA, or from any other investment professional. SWA is neither an attorney nor an accountant, and no portion of the web site content should be interpreted as legal, accounting or tax advice.

Each client and prospective client agrees, as a condition precedent to his/her/its access to SWA’s web site, to release and hold harmless SWA, its officers, directors, owners, employees and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which are independent of his/her/its receipt of personalized individual advice from SWA.