Our Outlook

The financial planning industry is ever evolving at an extremely fast pace. Our Outlook is our way to make sure you have the latest information and SWA perspective on how to navigate your investment planning through the changes.

All Blog Posts from Our Outlook

  • P&G Q4 & Full-Year 2020 Earnings Results

    Our Outlook

    On July 30th, 2020 Procter & Gamble reported their 4th quarter and Full-Year 2020 earnings results (see P&G’s press release here). For the quarter, the company reported top line revenues of $17.7 Billion, beating the $17.0 Billion consensus estimate, and bottom line ‘core’ earnings of $1.16 besting the $1.01 consensus eps estimate. For the year, […]

  • Financial Terms Glossary

    Our Outlook

    The world of financial terms can be a confusing one to navigate. In this blog, you’ll find a list of commonly used financial industry terms. At Schmitt Wealth Advisers, we don’t expect you to know all of these. Let us help you get the most out of your investments so you can focus on what […]

  • Procter & Gamble Commentary on Q3 2020 Earnings

    Our Outlook

    Days before reporting earnings, P&G announced a dividend increase of 6%. The company has paid a dividend every year since 1890. On April 17, 2020, Procter & Gamble reported fiscal 2020 third quarter earnings (here). The firm reported ‘core’ earnings of $1.17 per share, better than consensus expectations of $1.13 and up 10.3% from 2019 […]

  • What Happens When You’re Facing Early Retirement at Procter & Gamble — Your Financial Future

    Our Outlook

    A Road Diverged As public companies strive to meet or beat earnings targets, change is inevitable. Sometimes brands or segments are consolidation to reduce costs.  Employees impacted by a consolidation or reduction in force (RIF) may have the opportunity to take an early retirement package. Similar to retirement, deciding whether to accept an early retirement package […]

  • P&G Stock Nuances You Need to Know

    Our Outlook

    Procter & Gamble has two main retirement programs for its employees: the P&G PST & ESOP Plan (PST Plan) and the P&G 401(k) Savings Plan. When it comes to the type of P&G stock contributions made inside your PST Plan, there are some important nuances that may benefit you as you look to achieve your financial goals. […]

  • Confused by NUA Tax Rules for 2020?

    Our Outlook

    Now that 2020 is in full swing, what does the new decade mean for NUA tax rules? What’s new? What could you have missed as it relates to distribution decisions for your P&G PST Plan? Before diving into the NUA strategy yourself, let us provide a quick refresher and cover what it entails.  What Is […]

  • Procter & Gamble Commentary on Q2 2020 Earnings

    Our Outlook

    On January 23, 2020, Procter & Gamble reported fiscal 2020 2nd quarter earnings. The firm reported ‘core’ earnings of $1.42 per share, $0.05 better than consensus expectations of $1.37. Also, GAAP diluted net earnings was $1.41 per share. Aside: Why is there a difference between GAAP and ‘core’ earnings? GAAP, Generally Accepted Accounting Principles, includes everything […]

  • Procter & Gamble Reports 2019 Q4 and Full-Year Earnings

    Our Outlook

    Procter & Gamble Q4 & Full-Year 2019 Earnings

  • A Look at Tax Increase Proposals

    Our Outlook

    Taking a look at the recently proposed 3% wealth tax and raising the top marginal income tax rate to 70%.

  • Procter & Gamble Q2 2019 Earnings

    Our Outlook

    Procter & Gamble Q2 2019 Earnings Report

  • Much Ado About Tariffs

    Our Outlook

    Recently announced tariffs on steel & aluminum imports has created an economic commentary uproar. Should you be concerned?

  • Tax Reform & Economic Impact

    Our Outlook

    In addition to reducing corporate & personal tax rates, recent tax reform has already resulted in dozens of U.S. Corporations announcing; new employee bonuses, increased minimum wage, new hiring intentions and new capital spending.

  • P&G adds Nelson Peltz and Joseph Jimenez to Board of Directors

    Our Outlook

    Procter & Gamble adds Nelson Peltz and Joseph Jimenez to Board of Directors

  • FOMC Rate Decision – November 2017

    Our Outlook

    The FOMC left the target rate unchanged at 1.00% – 1.25% effective November 1, 2017

  • Commentary – August 22, 2017

    Our Outlook

    TD Ameritrade Economic research discusses the upcoming need for congress to pass a budget and raise the debt ceiling. Humanitarian aid and rebuilding from the devastation left by Hurricane Harvey on the Gulf Coast is a critical need that congress will also have to address.

  • FOMC Interest Rate Decision – June 14, 2017

    Our Outlook

    The FOMC raised short term interest rates by 1/4 percent to 1.00% effective June 14, 2017.